cheap nfl jersey from china Bank On of Greater Charlottesville
It is estimated that, within the City of Charlottesville, that 8.5% of all households are unbanked and 19.1% of all households are under banked. The Charlottesville Metro Area, which includes the City of Charlottesville and the counties of Albemarle, Charlottesville, Fluvanna, Greene, and Nelson, has an estimated 3,594 unbanked households and 12,694 under banked households.
In 2015, the BankOn program was fully integrated into the job seeker services provided by Downtown Job Center staff of the City of Charlottesville’s Office of Economic Development. This allows individuals to receive employment services and financial counseling in a single visit.
WHAT WE OFFER
BankOn of Greater Charlottesville consists of one on one financial counseling, financial literacy seminars, a bank referral network, and a microloan program. Since its inception, BankOn has provided financial education to over 200 Charlottesville area residents, helped over 100 residents open affordable deposit accounts, and provided numerous low interest loans. Low interest loans, which can save consumers $500 compared to a payday loan, can help build, or rebuild credit and are available after completing a BankOn or partner financial education class. The maximum amount is $650 per loan, with an interest rate of 12% or less, with payments over 6 to 12 months.
If you need advice about building or repairing your credit, need help developing a plan to get out of debt, worry about opening a bank account because of previous credit issues, and want to have a network of professionals that can help you with budgeting and money management, contact BankOn of Greater Charlottesville so we can help you find an account that meets your needs as well as connect you with the financial education that you need to reach your goals.